A Second Opinion

Your advisor may be good.
But are they right for you?

Most people stay with their current advisor out of inertia, not conviction. If you have ever wondered whether you are paying too much, whether your portfolio is actually diversified, or whether the relationship still fits where your life is headed, these tools give you an honest starting point.

Three tools. Five minutes. A clearer picture.

Tool 1 of 3
The Fee Checkup

Enter your portfolio value, the funds you hold, and what you think you are paying. We will show you your true all-in cost, compare it to BCM's rate at your asset level, and show you what that difference compounds to over 20 years.

True all-in fee (advisory + fund costs)
BCM blended rate at your asset level
20-year cost difference in dollars

Nothing you enter is saved or transmitted

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Tool 2 of 3
The Portfolio Concentration Analyzer

Add the funds you own and see how your portfolio is actually distributed across asset classes. Most investors discover they are far more concentrated than they thought, with multiple funds owning the same underlying stocks.

Asset class breakdown across all funds
Concentration risk flags
Hidden overlap between funds

Nothing you enter is saved or transmitted

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Tool 3 of 3
The Advisor Relationship Check

Five questions that surface whether your advisor relationship has the fundamentals in place. Not a report card. A prompt to think clearly about what you actually have.

Five targeted questions
Plain-English explanation of each
Honest assessment, not a sales pitch

Nothing you enter is saved or transmitted

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Every advisor isn't right for every client. That's not a criticism, it's a fact.

A good advisor for a 35-year-old accumulating wealth is not necessarily the right advisor for a 58-year-old navigating the transition into retirement. What works at one stage of life does not always work at the next.

The tools above are not designed to tell you your current advisor is wrong. They are designed to give you an honest picture of what you have, what it costs, and whether the relationship still fits where you are going.

If the numbers look good and the relationship feels right, that is worth knowing. If something surfaces a question worth asking, that is worth a direct conversation.

What We Believe
"A second opinion should cost you nothing but an hour of your time."
A fiduciary obligation means your advisor is legally required to act in your interest, not theirs. Not every advisor has one.
The fees you see on your statement are rarely the full cost. Fund expense ratios, transaction costs, and platform fees often double the stated advisory fee.
Diversification means owning different things, not more things. Eight mutual funds can hold the same 20 stocks.
The right advisor for your situation is not always the most prominent one. It is the one who understands your specific circumstances and can act on them.
Talk to Us

A conversation is free. Staying in the wrong situation is not.

If the tools above raised questions worth talking through, we are happy to have that conversation. No obligation. No pressure. Just an honest second opinion from a firm that has been doing this in Atlanta for over 30 years.

Schedule a Conversation